Direct Insurance Group reveals insurance tie-up with FORS to deliver member benefits

Direct Insurance Group Plc (DIG) has teamed up with FORS to provide fleet operators with a ‘benefits-rich’ range of insurance packages, developed exclusively for FORS members.

DIG, one of the UK’s leading independent commercial insurance brokers, describes FORS as the ‘ideal best practice management tool’ for operators. With FORS members able to demonstrate reductions in collisions, and with safety initiatives evident throughout their operations, FORS accredited companies present DIG with an attractive,  low-risk proposition.

In addition to taking advantage of dedicated and competitively-priced fleet insurance products from DIG, FORS  members can now enjoy a number of significant benefits; all of which designed by FORS and DIG to reduce road risk, save operating costs and progress through FORS accreditation.

DIG already enjoys an excellent reputation among FORS members as a provider of tailored insurance products specifically for commercial vehicle operators. Following the announcement, FORS members taking up a new insurance contract with DIG can look forward to:

– Subsidised FORS subscription and audit fees

– Up to 10% savings on DIG policies

– Free training to help meet FORS professional development

– Free management reports to help meet FORS requirements on performance data and reporting

– Free expert support and advice

– Low claims rebates

David Bearman, Chief Executive of DIG said “Aligning ourselves with FORS is a demonstration of our recognition of the robustness of the FORS Standard, the independence of the audit and the steps that FORS members take to managing road risk across their fleets – our ultimate goal would be to see all our customers become FORS accredited. By associating ourselves with FORS in this way further strengthens DIG’s belief that if we deliver products to protect our customers from the result of risk, we should also help them to manage that risk. We’re excited to see the launch of this new partnership and look forward to helping FORS members protect their fleet, and providing support with the essential ongoing training and requirements of the FORS Standard”.

“This is a significant opportunity for FORS members,” said FORS Director, John Hix, “we have carefully devised a benefits-rich package for members and I would urge operators to look closely at the advantages that the FORS / DIG partnership can provide.

“We are aware that operators function in a wide range of industries,” said Hix, “and DIG’s wide-ranging portfolio of tailored products will provide insurance policies for all; hauliers, of course, but also bespoke plans for those specialising in recycling, waste, Haz. Chem., liquids and a great many other sector-specific operations.”

Contact Direct Insurance Group if you have any further questions regarding this exclusive offer.

Call us on 01277 844360 or email info@direct-ins.co.uk.

Aftermath of WannaCry Ransomware Yet to Be Seen

WannaCry, a ransomware program that targets a vulnerability in outdated versions of Microsoft Windows, has spread across 150 countries and infected more than 230,000 computers since it was launched on 12th May. It disrupted many NHS hospitals in England and Scotland, infecting up to an estimated 70,000 devices including computers, MRI scanners, blood-storage refrigerators and theatre equipment.

Microsoft was aware of this cyber security gap and, as a precaution, released a Windows security update in March. However, many users have not yet run the update, which has allowed WannaCry to spread quickly.

As of 15th May, the spread of the ransomware program has appeared to slow down, but employers and their employees should be careful, as the effects in the United Kingdom have yet to be fully determined.

An Overview of WannaCry
After infecting just one computer, WannaCry can spread to every device in a network within seconds. It works by locking users out of their computers before demanding money in order to regain control of their data. Initially, WannaCry requests about £230, but, if no payment is made within three days, it then threatens to double the amount. If no payment is made within that time, the ransomware program then threatens to delete files after seven days.

According to Elliptic, a London start-up that helps law enforcement agencies track criminals, around £39,000 worth of bitcoin payments have been made to the hackers as of 15th May.

Response to the WannaCry Ransomware Attack
No one is certain about who is behind the attack, but Europol is working on a decrypting tool. Many

firms hired experts over the weekend to prevent new infections, which seems to have worked in Europe, so far.

After the initial discovery of the WannaCry ransomware, Microsoft issued a warning to the US government concerning its data-storing practices. Microsoft claimed that the tool used in the WannaCry cyber attack was developed by the US National Security Agency and was stolen by hackers.

Cyber Security Precautions
Some experts recommend that you should not pay the ransomware if you’ve been hacked, as there is no guarantee that the hackers will return the files to you unharmed, if returned at all. Experts also recommend that you take the following precautions:

  • Update your network security.
  • Run the Windows update and turn on auto-updaters, if available.
  • Install and update anti-virus as well as anti-malware software on all of your organisation’s computers.
  • Provide your employees with cyber security training. This should include valuable best practices, such as how to recognise a cyber attack and phishing email scams.
  • Back up your documents regularly onto a separate drive.
  • Purchase comprehensive cyber insurance to ensure that your organisation can sustain a cyber attack.

Contact Direct Insurance Group if you have any further questions regarding how you can avoid disruptive business interruptions from cyber attacks.

Call us on 01277 844360 or email info@direct-ins.co.uk.