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Whether you plan to take your family on a continental road trip in the coming months or work for a transport organisation that frequently enters the EU, the results of Brexit may alter your current travelling agenda.

In the event of a no-deal, several UK driving laws will change—for both UK citizens and commercial drivers. All drivers are being urged to contact their insurer to arrange a ‘Green Card’, which would be required under EU regulations as proof of insurance in the event of a no-deal. The Association of British Insurers is advising customers to contact their insurer for a green card about one month before they plan to drive their vehicle in the EU, or risk breaking the law. Don’t wait until it’s too late—use this guidance to ensure compliant driving practices post-Brexit.

Changes for UK Citizens

The government recently announced that—in the event of a no-deal—from 28th March 2019, UK citizens will need additional documentation to drive within the EU or EEA.

In terms of taking a holiday abroad, a no-deal will cause the type of international driving permit (IDP) that some countries accept to change. This means that UK citizens must possess both a UK driving licence and the correct IDP to drive in EU and EEA countries. For more guidance on finding the right IDP for your travels, click here.

If you are a UK driving licence holder that is currently living in the EU or EEA, it’s important to exchange your UK licence for a local EU licence before 29th March 2019. If you fail to do so, a no-deal may require you to pass a driving test within the EU country you reside in to continue driving there. You will be permitted to use your EU licence when visiting the UK, and you can exchange your EU licence for a UK licence (without taking another test) if you return to live in the UK.

The government emphasises that you should exchange your licence as soon as possible to avoid longer processing times and delays.

Changes for Commercial Drivers

The government stated that commercial drivers will also need updated documentation to drive within the EU and EEA in the event of a no-deal.

Although UK lorry drivers with international routes to and from the EU or EEA currently must have a standard international operator’s licence and a community licence, some countries may not recognise this documentation in a no-deal.

To prepare for this possibility, UK operators need to have an European Conference of Ministers of Transport (ECMT) international road haulage permit for international travel. The application period for ECMT permits closed on 18th January. If you applied for an ECMT permit, click here to find out what happens next. If you did not apply for an ECMT permit, consider investigating other options for transporting goods to the EU and EEA.

Lorry drivers should also consider exchanging their UK Driver Certificate of Professional Competence (CPC) for an EU Driver CPC, which they can do by applying to the relevant body in an EU or EEA country.

For insurance solutions to help weather uncertainty, contact Direct Insurance Corporate Risks today.

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The new offering is available to brokers specialising in rural businesses and agriculture.

Covéa Insurance and iFarm Underwriting have entered a strategic partnership for motor fleets targeting rural businesses.

iFarm, which is part of specialist managing general agent (MGA) Imperium Insurance Management, stated that the arrangement will give its agricultural brokers a “competitive edge” in the smaller fleet space of between two and 15 vehicles.

Alun Roberts, managing director of iFarm, noted that it was the MGA’s mission to create a purpose built quote, buy and bind intuitive platform with a suite of agricultural products focused around country life.

He added: “The lifeblood of the product is to avoid urban areas by selecting country postcodes and targeting rural family run businesses, giving consideration to occupations such as builders, electricians and the like.”

Gavin Dollings, director of commercial underwriting at Covéa, stated: “iFarm has established a market reputation for exceptional service delivery and a customer-centric culture, which dovetails our own strategic goals.”

According to the MGA iFarm and sister brand iSure Underwriting have launched a number of products in recent months in the UK and Irish markets.

For further information, please contact the iFarm Team: +44 (0) 20 3818 8061 or email enquiries@ifarmunderwriting.co.uk

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Reports to: The Head of Marketing and Development

Job Summary: We are looking for an enthusiastic Telesales Executive to contribute in generating sales for our company. You will be responsible for closing sales deals over the phone and maintaining good customer relationships. An effective telesales Executive must be an excellent communicator and have superior people skills. They must be comfortable presenting services over the phone as well as dealing with complaints and doubts. The goal is to help the company grow by bringing in customers and developing business. 

Key Responsibilities: Contacting potential or existing customers to inform them about our services using scripts, answering questions about products or the company, asking questions to understand customer requirements and close sales.

  • Direct prospects to the field sales team when needed
  • Enter and update customer information in the database
  • Take and process orders in an accurate manner
  • Handle grievances to preserve the company’s reputation
  • Go the “extra mile” to meet sales quota and facilitate future sales
  • Keep records of calls and sales and note useful information

Education & Qualifications

At least 5 A-C Grade GCSE’s including English, Maths and ICT.

Desirable:  Insurance qualifications e.g. CII 

Skills & Abilities 

  • Proven experience as telesales representative or other sales/customer service role
  • Proven track record of successfully meeting sales quota preferably over the phone
  • Good knowledge of relevant computer programs (e.g. CRM software) and telephone systems
  • Ability to learn about products and services and describe/explain them to prospects
  • Excellent knowledge of English
  • Excellent communication and interpersonal skills
  • Cool-tempered and able to handle rejection
  • Outstanding negotiation skills with the ability to resolve issues and address complaint 

Aptitude

Outcome focused, self-motivated, enthusiastic

Team worker with the ability to work on own initiative

Professional approach to relationship

Benefits

Pension

Healthcare,

Death in service

25 days holiday

How to Apply

If you’d like to learn more about Direct Insurance Corporate Risks visit www.dicr.co.uk or to apply simply send your CV to recruitment@direct-ins.co.uk.

Does My Policy Meet My Needs?

If you are reviewing an existing policy or looking for a new one, you need to ensure that it covers what you actually require for your business. A general policy, bought on-line, may not have the exclusions and covers suitable for the needs of your business.

Think about your company and what you might encounter that could need insurance – do you employ staff, perform a service for customers, own property or sell products that could fail? Have you got the value of your contents correct, or have circumstances changed, perhaps you are holding more (or less) stock?

You should not be paying for anything you do not need – for example, if you run a clothes shop, there is no point in holding cover for freezer contents, or if you have an office, shop front cover is no use to you! It is just not enough to choose the cheapest insurance – there may be exclusions that you require.

Of course, you do not need to get a new policy to get specific cover. Talk to your broker and they will be able to add or delete specific covers as your business develops – you may have started as a self employed electrician and have expanded to be an employer, or used to work from home but have decided to now rent an office.

Don’t forget to also review the excess on your cover. This is what you pay if you claim, and you may have the option to change it – if you increase your excess, you will reduce your premiums, as you are covering less.

Consult with the insurance professionals at Direct Insurance Corporate Risks we can write a bespoke policy that helps avoid any extraneous liability and ensures a smooth path for your business to keep delivering the goods to your clients on schedule well into the future.